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Housing and the Economy

About 6 or 7 years ago I bought my first home. It was a beautiful home and I was lucky to have found it. I was newly moved to Ohio and Charlotte was just over a year old. The house was two stories, had a gorgeous back yard with mature trees, and a laundry room […]

Escrow, Mortgages, and AHHHHHHhh

All year long I overpaid my mortgage. Not by a lot, but I wanted something to offset my escrow because the insurance around here changed and I didn’t want to be blindsided. We pay via our bank account, not our regular mortgage slip, so on the bottom of each check was instructions for the extra […]